Lightning Strike Validation

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Lightning Strike Validation Services

When nature strikes with the force of lightning, the aftermath can be potentially devastating. At Prism Specialties, we specialize in lightning strike validation to determine the cause of the outage and the best solution for damaged items. We offer industry-leading lightning reports trusted by insurance adjusters, carriers, and engineers.

Prism Specialties lightning reports include:

  • General Vicinity Assessment
  • Device Assessment & Visual Evaluation
  • Policyholder Interview
  • Functional Test
  • Photo Documentation
  • Analysis
  • Final Report with Findings
  • And More

Assessing Lightning Damage: Lightning Strike vs. Power Surge

When lightning hits a structure directly or even near it, an electrical current enters the structure. This can be a direct hit or result in an indirect hit resulting in a power surge. Either can make electronics malfunction and may cause terminal damage to IT hardware, personal computers, televisions, and other electrical devices.
Lightning Strike
Lightning causes damage because it generates electrical overvoltage and power surges induced by electromagnetic fields from the strike. Electrical damage from lightning strikes and power surges can be invisible to the naked eye. We offer a detailed report on lightning damage, the affected electronics, and expert recommendations for each affected item.
Power Surge
Power surges are the result of a dramatic increase in voltage. They are very brief, usually lasting only a millionth of a second but varying in duration and magnitude. A power surge is not always associated with lightning, but it is the most common cause in most homes. These power fluctuations are also caused by high winds, utility company work in the area, or even appliances that use a large amount of voltage turning on and off.

Do Most Insurance Policies Protect Against Surges?

Not all policies include surge protection insurance. In most cases, coverage is based on the policy agreement, the cause of the surge, and other factors.

Recover As Quick As Lightning

Prism Specialties brings deep experience and resources to assess lightning strike damage and quickly guide the recovery process. We help in the immediate aftermath of a disaster to determine the viability of power surge protection in insurance or warranty coverage and make smart decisions as they move forward.

With locations across the country, there's a Prism lighting report expert ready to help. Find a location nearby or submit a claim today.

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